What this policy covers in India
We collect the details needed to run your account, process deposits or withdrawals through UPI, Paytm or PhonePe, and answer your privacy requests. That can include your name, contact details, device signals, login history, wallet status and the records that show when you ask us to
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change, export or close data tied to your profile. We use those records to confirm access, spot unusual sign-in activity, resolve payment queries and keep the service working in India. When a service partner helps with SMS delivery, device checks or payment status, we share only
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the minimum fields needed for that task. We keep records only for as long as we need them for account care, legal duties or dispute handling, then remove or anonymise them. If a local rule conflicts with this page, local law controls and the relevant use
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remains available where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.